Loan Against Property is a secured loan that is granted against the value of the property. Property is a great asset of a person and people can use his/her property at the time of financial crisis or fulfilling their dreams.
Aayushi Financial Consultancy Services is the authorized partners for a number of the nationalized and private sector banks. We help people raise loan against property at a very low rate of interest. Our services are not restricted to Delhi region but facilitated in NCR also.
Why Avail Loan Against Property?
Loan against property is the best option to expand one’s business and multiply one’s source of income. The best thing about this type of the loan is that while you take the loan against the property you still remain the owner of your property. You have just given the property to the borrower for a certain period of time and when you repay the loan you get back the full ownership of your property.
When a huge amount is required, the loan against property is a great choice of a person as you can draw a huge amount at low rate of interest. At Aayushi Financial Consultancy Services, we offer two variants of loan against property – you can get loan against residential property as well as against commercial plot.
Key Features and Benefits of Loan against property
At Aayushi Financial Consultancy Services, we provide easy loan against property that has the following benefits and key features:
• Huge loan amount at lower rate of interest
At Aayushi Financial Consultancy Services, we offer you huge loan amount that may range from 50 lakhs to 50 crores. Obviously, that depends upon the market value of your property. But the best thing is that we offer the loan for a longer period of time and also at a very low rate of interest.
• Speedy processing
At Aayushi Financial Consultancy Services, we approve your loan as quickly as possible and avoid any unnecessary delay.
• Lower Interest
We make all effort to make sure you get the required loan against property at the lowest rate of interest. Also, we try to help you get Rebate on Interest wherever and whenever possible.
• Minimum documentation
At Aayushi Financial Consultancy Services, we provide the loan at a minimum documentation. For salaried individual all you require is your identity proof, address proof, latest photograph, latest salary slip, Form 16, bank statement for last 3 months and the document of your property.
For self-employed, apart from all these documentation, balance sheet for the last 3 years, and profit and loss statement for the last 3 years and proof of existence of business is also required.
• Tax Benefits
The best thing of loan against property is that you will get tax benefit for loan against property under various sections. The bank interest payable on the loan against property is subject to 100% benefit under income tax. A user can also avail 30.90% income tax rebate as an additional advantage.
Our objective lies in the achievement of client contentment and so we make sure you get your loan sanction letter and cheque at the earliest period of time. If you need any loan against property, you can contact Aayushi Financial Consultancy Services round the clock to get our best financial consulting services.